Fees and pricing
With Senerum you know the possible costs before you trade a penny. We clearly state the size of the initial deposit, the core fees, trading costs, and the conditions for deposits and withdrawals. Choose the plan that best matches your needs and the features you require.
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Plans compared
Basic, Advanced and Premium differ only in the level of service and the tools around your account. The market analysis itself never switches off on a cheaper plan.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those just starting out | More experienced investors | Users with the largest volume |
| Initial deposit | From £200 | From £1,200 | From £4,000 |
| Market monitoring | |||
| AI-based tools | |||
| Market alerts | Standard | Advanced | Tailored |
| Analytical resources | Core information | Advanced | Full access |
| Learning materials | |||
| Support | Online | Priority | Individual |
| Personal manager | |||
| Priority service | — | ||
| Monthly fee | £0 | £0 | £0 |
| Platform access |
Important: we do not charge a monthly fee for platform access. The amount stated in each plan is the initial capital allocated to trading activity, not a membership or subscription charge. Trading commissions and other applicable costs are disclosed separately.
Core fees
| Cost type | Fee / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Forex spread | From 0.8 |
| Inactivity fee | Free |
The applicable fee is disclosed before you confirm a transaction. Spreads can vary depending on the asset, liquidity, volatility and current market conditions: the figure shown at the moment of confirmation is the figure you pay.
Additional costs
| Additional cost | Description |
|---|---|
| Digital-asset network fees | May apply to transactions in cryptoassets; the network fee is shown before you confirm. |
| Payment provider fees | May be charged by a third-party payment provider; Senerum adds nothing on top. |
| Currency conversion | May apply when an instrument is denominated in a currency other than your account currency. |
| Asset or service specific costs | May be applied by brokers or partners depending on the chosen asset or service. |
All applicable fees, if any, are displayed to you before the transaction is confirmed. Senerum applies no hidden charges: if a cost does not appear on the confirmation screen, you will not be billed for it later.
Deposits, withdrawals, timelines and limits
Deposits
Free by every supported method: Faster Payments, VISA, Debit Mastercard, PayPal, Apple Pay and Google Pay. Card and wallet deposits are instant; Faster Payments arrives within seconds and always within 24 hours.
Withdrawals
Free to the same methods. Faster Payments lands within 24 hours, PayPal up to 24 hours, and cards take 1 to 5 business days depending on your issuer.
Processing windows
Withdrawal requests are reviewed during UK business hours, Monday to Friday 08:00–18:00 GMT/BST. Requests placed late on Friday are processed the next business day.
Minimum and maximum amounts. The minimum initial deposit is From £200 for the Basic plan. Per-transaction limits depend on the payment method and are confirmed by your personal manager before your first transfer. If you need the current limits for a specific method, write to [email protected].
Important notes. Plan tiers describe the level of service, not the level of risk: every plan can lose money in unfavourable markets. Fees are charged per confirmed transaction only; there is no charge for holding an account, an inactive period or a withdrawal request. If anything on your statement is unclear, ask your manager or the support team to walk you through it line by line.