Deposit and withdrawal methods
Move money in and out of Senerum in pounds, using the payment methods Britons actually use every day. Every deposit and withdrawal listed on this page is free of platform charges, and each method shows its honest processing time before you confirm.
Registration open, places are limited
A personal manager will contact you within 24 hours.
By creating an account, you agree to our Privacy Policy and Terms of Use.
Withdrawal methods
Withdrawals are returned by the same method you used to deposit, wherever the rails allow it.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Faster Payments bank transfer | UK bank transfer | Free | Within 24 hours | Withdraw straight to your UK bank account. Requests are reviewed for security and, once approved, are sent by Faster Payments and normally arrive the same working day, always within 24 hours. |
| VISA debit/credit card | Debit / credit card | Free | 1–5 business days | Where your card issuer supports it, withdrawals can be returned to the same VISA card used for deposits. Final crediting depends on your bank and card issuer and typically takes 1 to 5 business days. |
| Debit Mastercard | Debit / credit card | Free | 1–5 business days | Mastercard withdrawals are usually returned to the original card. The timing depends on the issuing bank and payment processor, and normally takes 1 to 5 business days. |
| PayPal | Electronic wallet | Free | Within 24 hours | If you deposited with PayPal, you can withdraw to the same PayPal account. After approval, funds normally become available within 24 hours and can then be moved to your bank or spent directly. |
Deposit methods
All deposits are credited in pound sterling. Instant methods normally land within seconds of authorisation.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Faster Payments bank transfer | UK bank transfer | Free | Instant | Faster Payments is the standard way to move pounds between UK bank accounts. Once your bank confirms the transfer, the deposit normally reaches your Senerum account within seconds, and always within 24 hours. Your personal manager sends the sort code and account details when you activate your account. |
| VISA debit/credit card | Debit / credit card | Free | Instant | Top up with a UK-issued VISA debit or credit card. After the payment is authorised, funds are usually credited immediately. Your bank may ask for extra confirmation through VISA Secure before the payment completes. |
| Debit Mastercard | Debit / credit card | Free | Instant | Mastercard deposits are processed online in a few taps. For your protection, Mastercard Identity Check may ask for a one-time passcode from your bank; once approved, the amount is normally available straight away. |
| PayPal | Electronic wallet | Free | Instant | Link your PayPal account to a card or bank account and fund your trading balance without sharing card details with us. Deposits are confirmed as soon as PayPal approves the payment, usually instantly. |
| Apple Pay | Mobile wallet | Free | Instant | Deposit from iPhone, iPad or Mac in seconds. Payments are authorised with Face ID, Touch ID or your device passcode, so your card number is never shared with the merchant side of the transaction. |
| Google Pay | Mobile wallet | Free | Instant | Google Pay works on compatible Android devices. After authentication, deposits are processed immediately and the funds normally appear on your balance without delay. |
Good to know
Verification first
Identity verification (KYC) must be complete before your first withdrawal. It is a one-off check that keeps your money and the platform safe.
Business hours
Requests are reviewed Monday to Friday, 08:00–18:00 GMT/BST. A request placed at the weekend enters the queue on Monday morning.
Same rails back
To protect against fraud and money laundering, funds go back by the method they arrived. Card refunds depend on your issuer's support.
Full rules, limits and the reasons a request can be held are set out in the withdrawal policy.